2020 February Real Estate and Mortgage Trends – San Diego California

The refi surge continues to carry over into 2020 as consumers and homeowners take advantage...

18 February, 2020 / 0 Comments

New FICO Model Could Change Scores by 20 Points – for Better or Worse…

It was just announced that coming this summer, FICO will be changing the formula for how credit scores are calculated. With about 90...

18 February, 2020 / 0 Comments

Why Millionaires say you should invest in Real Estate and How to Get Started

If you are thinking about buying, Millionaires would approve. Some of the wealthiest people in America have shared their thoughts on real estate...

10 February, 2020 / 0 Comments

2020 January Real Estate and Mortgage Trends – San Diego California

The highs and lows of the market seem to continue into the new year 2020....

21 January, 2020 / 0 Comments

The Start of A New Decade! Trending Market Topics To Pay Attention To

The new decade is in full force and the industry already has new shifts in place and emerging new trends. What do the...

16 January, 2020 / 0 Comments

Building Confidence is at Its Highest In Over 20 years

The National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index revealed some positive statistics for homebuilding in the near future. ...

09 January, 2020 / 0 Comments

2019 December Real Estate and Mortgage Trends – San Diego California

This year is coming to a close and 2020 is right around the corner! Experts predict much of the same as we enter...

16 December, 2019 / 0 Comments

New Increased Loan Limits Effective in 2020: What Does this Actually Mean?

Just before the end of November, the Federal Housing Finance Agency (FHFA) announced new maximums for 2020 conforming loan limits on mortgages...

10 December, 2019 / 0 Comments

Expert Predictions Say Real Estate Market Will Stay on “Solid Ground” for 2020

After a year of highs and lows, some market trends like limited inventory, lagging wage growth, and construction permits may still be a...

05 December, 2019 / 0 Comments

2019 November Real Estate and Mortgage Trends, San Diego California

Mortgage applications saw an increase compared to the beginning of the month. This is due to a 13% surge in refinancing applications, ...

18 November, 2019 / 0 Comments

Getting Over the Biggest Hurdle: How to Save for a Down Payment

One of the biggest deciding factors when purchasing a home is if you have enough saved for the down payment. For first-time buyers,...

13 November, 2019 / 0 Comments

Will the New Generation of Homebuyers Make 2020 a Buyers Market?

Earlier this year, a report discovered that generation ‘Millennial’ was entering the new median home-buying age of 34 – over 8.3 million of...

07 November, 2019 / 0 Comments

2019 October Real Estate and Mortgage Trends – San Diego, CA

There is a close watch on the U.S. and the global economy, the job market, and the concerns of what's to come in...

21 October, 2019 / 0 Comments

Best Practices for Refinancing Your Home While Rates Are Low

Buyers aren't the only ones who can benefit from low mortgage rates. Homeowners can also take advantage. Whether 'to refinance or not?' is...

15 October, 2019 / 0 Comments

Considering Downsizing? Why Buying Can Be More Beneficial than Renting

In today's housing market, many people are comparing the benefits of owning a home and renting. Depending on an individual’s situation both can...

08 October, 2019 / 0 Comments

September 2019 Real Estate and Mortgage Trends, San Diego, CA

2019 has been the best year for mortgage rates. As we enter into the second half of this year rates continue to hold...

23 September, 2019 / 0 Comments

Mortgage Rates Are Low. So Why Isn’t Everyone Buying?

Interest rates continue to drop, mortgages are holding a historical low, wage growth is slowly increasing while unemployment percentages remain low, consumerism is...

17 September, 2019 / 0 Comments

Is The Housing Market Going To Crash In 2020 Or Will It Continue To Rise?

It’s one of the most common questions being asked. Will there be a housing market crash in 2020 or will it continue to...

10 September, 2019 / 0 Comments

Lower Rates Create New Opportunities for Buyers and Homeowners

At the end of July, Chairman Jerome Powell announced a cut in interest rates for the first time in over a decade. The...

21 August, 2019 / 0 Comments

August 2019 Real Estate and Mortgage Trends, San Diego California

Here's the August 2019 Real Estate and Mortgage Trends. Mortgage rates have continued to hold steady at a historic low. The 30-year fixed...

20 August, 2019 / 0 Comments