Mortgage expert of 20 years and lifelong music lover. I’m a bilingual baseball fan, former 1st violinist of the San Diego Youth Symphony and current president of the Rancho Santa Fe Rotary Foundation. Learn More about Luis >>
I brought a very difficult client in November to Luis, not only did she have issues with her income, but she didn't disclose that she had gone BK and also had a Foreclosure on a property within the past few years and on top of all this, Luis got her a loan and a great deal. Even though she decided to cancel my transaction at the 11th hour, she bought another home with another agent and he was able to get her a mortgage. He also did another transaction for me with a great client of mine, he was able to refinance their home and help them obtain a new mortgage on another property. They were thrilled with his work. Luis is a true professional. I highly recommend his services to everyone
Thank you so much for your excellent service. My husband and I truly appreciate all your hard work and dedication in making our Commercial loan possible. Everything flowed smoothly, quickly and accurately. This has been by far the best experience we have had with a transaction of this nature. Thank you again and we will be sending everyone we know your way!
Luis Caranza is fabulous! He helped us get approved to buy our first home. When we came to Luis, we didn't have much time and we needed to be approved in 30 days or less. He started working on our loan immediately and he made the process easy and convenient. Being that this was our first home, we had a ton of questions. He was quick to answer all our questions and he explained every step of the way in terms we could understand. Luis was consistent as far as giving us updates and we always knew what was going on. Luis did such a amazing job that we have referred family members to him and reached out to him for a refinance.
My daughter recommended Luis Carranza to help me with my refinance. I am glad she did, he is very knowledgeable, accommodating and professional. He is very responsive and quickly answered my questions or addressed any concerns I may have had. It was a pleasure working with him and would definitely use his services again!