Logo Logo Logo Logo Logo
  • Luis
  • Loans
  • Blog
  • RSF
  • Contact
  • Luis
  • Loans
  • Blog
  • RSF
  • Contact
Large light blue house with palm trees and a young woman seated on the front stairs

11 Mar How Curb Appeal Can Help Sell Your Property

Posted at 13:05h in Real Estate by Luis Carranza 0 Comments
0 Likes
Share

If a buyer is contemplating buying your house, curb appeal may be a winning factor....

Read More
white room with white furniture and glass table

17 Feb Top Homebuyer Misconceptions in Real Estate This Year

Posted at 14:58h in Real Estate by Luis Carranza 0 Comments
0 Likes
Share

There are a variety of options available for those interested in buying a home....

Read More
How Inflation Affects Real Estate

13 Jan How Inflation Is Affecting Real Estate

Posted at 12:35h in Real Estate by Luis Carranza 0 Comments
0 Likes
Share

When inflation hits the housing market, it shows up in a different way for investors, builders, borrowers, sellers, and renters....

Read More

10 Sep Is The Housing Market Going To Crash In 2020 Or Will It Continue To Rise?

Posted at 09:54h in Real Estate by Luis Carranza 0 Comments
0 Likes
Share

It’s one of the most common questions being asked. Will there be a housing market crash in 2020 or will it continue to rise? There have been certain indications, such as, changes to the federal interest rate or trade disputes that would lead to a...

Read More

06 Sep New Energy Standards in California Construction

Posted at 08:00h in Real Estate by Luis Carranza 0 Comments
0 Likes
Share

Net-zero energy — when a building produces as much energy as it consumes — used to be science fiction. Here in California, it’s about to get real. The California Energy Commission (CEC) — California’s primary energy policy and planning agency — recently adopted new energy standards for homes...

Read More

03 May How Hot Is The Luxury Real Estate Market?

Posted at 08:00h in Market Reports, Real Estate by Luis Carranza 0 Comments
0 Likes
Share

Zillow predicts that 2018 will shape up to be an even hotter real estate market than in 2017 . An analysis conducted by Zillow Research, a division of Zillow Group that operates the Zillow real estate marketplace, found that homes sold faster than ever in 2017 largely...

Read More

02 May 6 Mistakes to Watch Out For While Downsizing

Posted at 09:43h in Home Buying, Real Estate by Luis Carranza 0 Comments
0 Likes
Share

You may be wondering if its time for you or someone in your family to downsize their home. There are many reasons why one may want to downsize: empty nest, location change, the cut of maintenance, the cut in price, etc. This time can also...

Read More

03 Mar 2018 Brings Changes in Mortgage Interest Deductions

Posted at 08:00h in Market Reports, Real Estate by Luis Carranza 0 Comments
0 Likes
Share

The mortgage interest deduction (MID), long the politician’s poster child for homeownership, has taken some hits in recent months. The MID has been under fire by Democrats for years for disproportionately benefiting wealthy homeowners. But no one really thought it would actually go away or be reduced...

Read More

01 Mar Are California Renters Paying More than Homeowners?

Posted at 08:00h in Economic News, Home Buying, Real Estate by Luis Carranza 0 Comments
0 Likes
Share

Renters in 2017 spent more of their income on rent, while homeowners actually spent less of their income on mortgage payments and associated housing costs. In California, both are paying way too much. Financial experts recommend a tenant or owner limit their cost for shelter to...

Read More

15 Feb When is the Next Recession? And How Will it Impact California’s Housing Market?

Posted at 08:00h in Economic News by Luis Carranza 0 Comments
0 Likes
Share

In what year do you sense the next economic recession will hit California? 2020-2021. (38%, 231 Votes) 2019. (37%, 230 Votes) 2022-2023. (15%, 90 Votes) 2024 or later. (10%, 63 Votes) Total Voters: 614 As we head into 2018, we find ourselves a full decade out from the last debilitating U.S. recession. The...

Read More
  • 1
  • 2
Recent Posts
  • How Rising Rents in 2023 Will Drive Homeownership Growth
  • What Are Your Goals in the Housing Market This Year?
  • January 2023 Real Estate and Mortgage Report
  • Mortgage Rates Are Dropping. What Does That Mean for You?
  • Financial Fundamentals for First-Time Homebuyers
Categories
  • Economic News
  • From Luis, with Love
  • Guides
  • Home Buying
  • Market Reports
  • Mortgages
  • Real Estate
  • Videos
Tags
buying a home buying power California economy california housing market california real estate carranza mortgage days on market first time home buyers For Buyers home buying home financing home financing san diego home loans home loans san diego homeownership Home prices home sales home value housing inventory Housing Market housing market news housing market updates housing prices interest rates market news Market Report market trends market update mortgage financing san diego Mortgage News mortgage rates Mortgages mortgage trends Rancho Santa Fe home loans real estate Real Estate Market real estate marketing real estate market trends real estate news real estate trends San Diego Home Financing San Diego Home Loans san diego real estate san diego real estate market sparkling marketing
LUIS CARRANZA

Loan Officer
NMLS# 502320

[email protected]
Cell: 619.972.6144
Office: 858.373.2145
Fax: 877.766.4549

 

 

logo

PRIMELENDING

PrimeLending, a PlainsCapital Company
Home Loans Made Simple
NMLS ID 13649
3131 Camino Del Rio North, Suite 1620
San Diego, CA 92108

 

 

PrimeLending, A PlainsCapital Company

POPULAR PAGES

Luis Carranza
Loan Products & Services

Mortgage Blog

Contact Luis


APPLY NOW

logo

Legal | Privacy Policy

Copyright © 2021 PRIMELENDING

In accordance with Section 326 of the USA PATRIOT Act of 2001, PrimeLending NMLS: 13649 is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act.

PRIMELENDING A PLAINSCAPITAL COMPANY®️, PRIMELENDING ®️, HOME LOANS MADE SIMPLE®️, DISCOVER YOUR BEST ®️, NEIGHBORHOODEDGE®️, LOANTELLIGENCESM and LOANPLICITYSM are trademarks, service marks, or registered trademarks or service marks of Hilltop Holdings Inc., licensed to PrimeLending, a Plains Capital Company, for its use. You may not use, display or reproduce them without the prior written consent of Hilltop Holdings Inc. and PrimeLending. Further, you may not remove, obscure, or otherwise modify any copyright, trademark, confidentiality or other proprietary rights notices displayed on, embedded in, or otherwise appearing in any Content offered by, viewed on, or received through this site. All other trademarks identified and contained herein are the property of their respective owners and their use herein does not imply sponsorship or endorsement of their products or services. In accordance with Section 326 of the USA PATRIOT Act of 2001, PrimeLending NMLS: 13649 is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act.

This website is not intended to offer loan services for properties in New York.
logo

Website & Branding by Sparkling Marketing, Inc.

This website uses cookies to improve your experience. We'll assume you're ok with this, but you can opt-out if you wish. Cookie settingsPrivacy PolicyACCEPT
Privacy & Cookies Policy

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may have an effect on your browsing experience.
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.
Non-necessary
Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.
SAVE & ACCEPT