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14 Jan The Future of Mortgage Rates and Home Prices

Posted at 11:12h in Mortgages by Luis Carranza 0 Comments
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After a historic year for the mortgage industry and high demand, a positive outlook for 2021 real estate remains. There are many factors to consider, and as Money.com says, expect the unexpected....

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10 Dec The FHFA and FHA Set New Increasing Loan Limits for 2021

Posted at 11:12h in Mortgages by Luis Carranza 0 Comments
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Both the FHFA and FHA announced loan limits will be increasing starting first of the year. What does this new limit mean for prospective home buyers and home owners?...

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18 Nov An Increase in Mortgage Applications Shows Strong Luxury Market

Posted at 11:15h in Mortgages by Luis Carranza 0 Comments
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According to the Mortgage Bankers Association, there was an increase in mortgage applications to a 1.7 percent gain from the previous week, after consecutive declines. Positive mortgage activity plays into the surge of expensive home sales in the third quarter at a 41.5 percent increase....

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20 Oct Foreclosure Impact Will Hit the Industry in 2021 – but it’s Not as Bad as You Think

Posted at 09:23h in Mortgages by Luis Carranza 0 Comments
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The housing market has seen stable recovery, but a flood of foreclosures to hit the industry is in anticipation of 2021. About one-third of all Americans...

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24 Sep How to Increase Your Home Equity and Why It is Important

Posted at 10:03h in Mortgages by Luis Carranza 0 Comments
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What is home equity and why do I need it? This is a common question, but an important one. Building equity is a large part of owning a home because it can build wealth over time. ...

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21 Jul Low Rates Keep Lenders Busy as Applications Continue to Gain

Posted at 14:42h in Mortgages by Luis Carranza 0 Comments
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Demand saw 25 percent above ‘pre-pandemic levels’ as eager buyers entered the summer market during state re-openings. Redfin reported that purchase applications for mortgages had a nine-week consecutive gain by the end of June, making it the highest it’s been in 11 years...

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18 Jun How has Lending Recently Changed?

Posted at 16:38h in Mortgages by Luis Carranza 0 Comments
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Plenty has changed in 2020. In the financial world, recent pandemic limitations pushed digitization to meet the high demand for continuing existing and new transactions; in fact, 82 percent of financial institutes expect to increase their use of technology....

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24 May Building Home Equity and the Benefits of Appreciation

Posted at 14:47h in Mortgages by Luis Carranza 0 Comments
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Home equity is a leading factor in the housing market. Currently, homeowners today have more value in their homes, than what they owe....

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21 Apr Alternative Home Financing Options

Posted at 09:32h in Mortgages by Luis Carranza 0 Comments
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The conditions were set for a very competitive housing market. Mortgage rates, housing inventory and unemployment rates were all at record lows. And then COVID-19 changed everything. ...

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15 Mar The Coronavirus is Keeping Mortgage Rates Low For Now

Posted at 20:23h in Mortgages by Luis Carranza 0 Comments
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A lot has happened this week since the coronavirus (COVID-19) outbreak turned pandemic. There's plenty of commotion going around due to uncertainty of how things will pan out. How does something like the COVID-19 have any relevance to the real estate and mortgage industries?...

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Recent Posts
  • 2021 January – Real Estate and Mortgage Trends
  • The Future of Mortgage Rates and Home Prices
  • Top 5 Home Amenities in Demand for 2021
  • 2020 December Real Estate and Mortgage Trends – San Diego, CA
  • The FHFA and FHA Set New Increasing Loan Limits for 2021
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LUIS CARRANZA

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