25 Apr Luis joins Caliber Home Loans to Serve San Diego County
Luis, a Mortgage Consultant with more than 20 years of experience, has joined Caliber Home Loans, Inc., a full-service national mortgage lender and agency direct seller/servicer.
Carranza is an industry veteran known for his persistence and ability to think outside the box. Having worked at major banking institutions such as Wells Fargo and Bank of America, as well as boutique brokerages like W.J. Bradley Mortgage Capital, he has a talent for assembling individualized financing solutions. Reviews from numerous real estate agents reiterate Carranza’s gift for finding niche programs and assisting qualified buyers with unique needs.
“I make it a point to know as many details as possible about the products we offer and I fight for every deal,” said Carranza. “When I meet a customer, I don’t try to sell them a mortgage; I use my product knowledge, listen to their needs and work with them on a personalized solution. I think that’s why I have so many referrals and repeat customers.”
Carranza entered the banking industry immediately out of college and quickly stood out for his exceptional performance and success at promotional contests. Two decades later, he continues to receive honors for production and excellence in service.
Unlike many banking institutions, mortgages are Caliber’s only business. They are hyper focused on the residential lending industry and are able to offer borrowers more options with fewer restrictions. Caliber’s dedication to offering better products for clients and better services for loan officers has earned them the #3 placement in Mortgage Executive’s list of the Top 100 Mortgage Companies in America.
“I’m very happy about my decision to join Caliber,” said Carranza. “This company closes loans quickly and efficiently. My clients are happy and my real estate partners are very impressed with the results.”
About Caliber Home Loans, Inc.
Caliber Home Loans is the 13th largest overall lender in the nation. After several years in business as two separate entities – Caliber Funding and Vericrest Financial – Caliber Home Loans premiered in 2013. Caliber Home Loans grew in volume by 211% from 2014-2015 and by mid 2014, their servicing portfolio had increased 73% in 12 months. Unlike many banking institutions, mortgages are their only business. What’s in it for you? More loan choices, many with fewer restrictions – and that’s just the beginning. They offer a growing range of home loan and refinancing options. These include loans insured by the FHA, VA and USDA, Jumbo loans up to $2.5 million, and financing for new construction, second homes and investment properties. After your loan closes, it will likely transition to their Servicing division instead of being sold to a different company for servicing. This enables us to continue our business relationship.